Great news is this QQ? Any concept simply how much it is likely to soon add up to?
Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X
Duane Castleman says
Did they feature you anything to their final reaction first? They did in my experience but we almost dropped down my seat laughing whenever it is read by me!!
Yes i do believe about 300 .
It has been therefore helpful We have sent the next e-mail when I had all of the loans on my credit history to PDUK and QQ hoping I have a reaction straight back such a thing may be a bonus if i will be truthful when I simply require these defaults off my account these are typically destroying my odds of purchasing a home.
Just gotten this today. The is the respond to the template letter ? Does not add up ? Anybody had this of can provide me some advice many thanks for the inquiry along with your persistence although we carried out our investigation. Our company is needed to make sure that your credit report is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is defined forth inside our online privacy policy. Please consider, in the event the payment that is contractual agreement maybe perhaps not honoured, this may influence your credit report adversely, including a standard being registered.
Our documents suggest loan 1666952 and loan 1772628 contractual dates that are due perhaps maybe maybe not honoured. We reached away for you many times to e to a payment that is affordable; nevertheless, all tries to find an appropriate re re re payment arrangement went unanswered. You had been supplied with financing of 400.00 GBP on 02/08/2010. Your loan ended up being extended a complete of 4 times. Your final expansion cost re payment and payment that is final never ever gotten in full. Which caused the mortgage to default and later on used in a 3rd party collection agency.
With the defaults were said by this being registered is accurate and can perhaps not removed.
As this is certainly our last reaction about your concerns to your above referenced account, if you’re maybe not satisfied with this oute i have to make certain you know about the best accessibility to the Financial Ombudsman provider. There is the directly to refer your plaint to your Financial Ombudsman provider, totally free you need to do therefore within 6 months of this date of the page. If you don’t refer your plaint with time, the Ombudsman won’t have our authorization to think about your plaint and thus will simply manage to achieve this in not a lot of circumstances. For instance, in the event that Ombudsman believes that the delay had been as being outcome of excellent circumstances. I’ve supplied you with a web link to your leaflet for the information to help you if you opt to pursue this further strategy. They may be contacted at
Sara (Financial Obligation Camel) says
While you have actually simply delivered off the plaint, i will be wondering if this would really be addressed to somebody else and possagesses e for your requirements in error? Do you recognise the mortgage figures / dates they mention?
Hi Sara, Everybody Else
We have actuallyn’t updated in a little while but have always been happy to say i obtained a reimbursement of just below 3k from Wonga following the matter went along to an Ombudsman (they ignored the adjudicator). The entries have been taken from my credit record but I’m surprised to look at rating (that we comprehend is essentially worthless anyhow but nevertheless) has had a battering that is absolute. We thought having these entries eliminated would do miracles for my credit history??
Additionally recently had a judgement from an Ombudsman according of Quickquid. Am expecting over 3k straight back from their store- any a few ideas just how long they take to shell out? It’s been a now and not a word from them despite my repeated emails to them week. Many Thanks all. Jo
Sara (Financial Obligation Camel) says
Until you had defaults or want to get home financing, having paid back pay day loans deleted does not boost your rating much.
Good to listen to the Ombudsman upholding another QQ plaint.
Hi, Similar to to state that Wonga have actually released me personally having a 3512 reimbursement and I also have actually accepted. I would personally likely have been eligible for a lot more than that but i simply desired the nightmare to get rid of. Never to bad times scales 6 months from initial plaint
I’m in the act with QQ. nevertheless they appear to be dragging here heels a little.
I am reviewing the other panies caused me so much difficulty and despair.
Sara (Financial Obligation Camel) says
great – you may be the 2nd person today to have an offer in less than 2 months 🙂
Quickquid took over 2 months to obtain back into me personally making an offer we expected of 150 from reading these articles. They were told by me where you can go and left it utilizing the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to make the complete 30 days that are working.
Congrats. QQ did exactly the same if you ask me offered me 150 so that it’s gone to your ombudsman.
This website is great! After reading all of the ments and success tales on right right right here, we made a plaint to QQ. They took the entire 2 months to produce an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days an offer is had by me of 1894.30 . ? Ombudsman said they couldn’t make certain that most of the loans were unaffordable however they could see I had bee determined by them ? Simply waiting for repayment now
Sara (Financial Obligation Camel) says
Exemplary – had been this from payday loans in New Mexico an Adjudicator or achieved it need to head to Ombusdman degree?
Just the adjudicator. I experiencedn’t supplied any bank statements or payslips like QQ had asked either, simply my page of plaint.
I obtained the questionnaire that is standard QQ and p2p today simply over per week after seeking soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Also told them i obtained template page from a financial obligation advise web page no name mentioned as nothing in connection with them. Have to settle-back and wait now! Also payday express contacted me wanting me personally to verify current email address ? Simply wonga to reply now all others have actually answered roll on sept whenever it will all be sorted could keep updated when I get hopefully info and provides
Nearly three weeks hence, we delivered down plaints to QQ and also to Wonga. Today, I sent another one off to Wage Day Advance – I was thinking the attention on that loan had been reasonable nevertheless when we looked straight right back I became repaying 94 per month for 2 years….and the loan that is initial been for 300!