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Fair Credit Loans. Fair Debt Collection Techniques Act
(F) anyone collecting or wanting to gather any financial obligation owed or due or asserted to be owed or due another to the degree such task (i) is incidental to a real fiduciary obligation or perhaps a bona fide escrow arrangement; (ii) concerns a financial obligation that was originated by such person; (iii) concerns a financial obligation that was perhaps perhaps not in default at that time it absolutely was acquired by such individual; or (iv) concerns a financial obligation acquired by such individual as a secured celebration in a commercial credit deal relating to the creditor.
(7) the definition of “location information” means a consumer’s destination of abode along with his cell phone number at such place, or their job.
(8) the word “State” means any State, territory, or control of this united states of america, the District of Columbia, the Commonwealth of Puerto Rico, or any political subdivision of the foregoing.
В§ 804. Acquisition of location information
Any debt collector interacting with anyone other than the customer for the true purpose of acquiring location information on the consumer shall —
(1) recognize himself, declare that he is confirming or fixing location information concerning the customer, and, as long as expressly required, determine their boss;
(2) perhaps not declare that such consumer owes any financial obligation;